Aura vs. LifeLock vs. Identity Guard: What You Need To Know

October 24, 2024

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    What’s the Difference Between Aura and LifeLock?

    It can sometimes be hard to understand the differences between all-in-one identity theft protection providers like Aura and LifeLock. Both services provide some level of identity and credit monitoring, digital security tools to help protect your devices, Dark Web monitoring, fraud resolution support, and identity theft insurance.

    Yet, although they provide similar services, there are important differences between the two. 

    The main differences between Aura and LifeLock are that:

    • Aura provides a simpler approach to online protection, with all of its plans including the same high level of protective features — including identity and three-bureau credit monitoring, digital security tools for all of your devices, 24/7 U.S.-based support, and identity theft insurance. Aura also places a special focus on family safety with more robust family plans. 
    • LifeLock offers a more complicated, yet wider range of plans — from lower-priced barebones protection to fully-featured packages that are similar to Aura’s — but at a much higher monthly price (especially after LifeLock’s first year discount expires). 

    Ultimately, your choice will depend on your own specific needs, budget, and which brand you trust to keep you and your family safe.

    🏆 Looking for a LifeLock or Aura alternative? Try Identity Guard. Identity Guard was rated 5-stars by Forbes Advisor for its powerful identity theft and fraud protection. Save up to 50% on Identity Guard and give yourself peace of mind.

    Key takeaways: 

    • LifeLock and Aura both provide similar “all in one” services to help shield against identity theft, fraud, and hacking — however, LifeLock’s plans are more complicated and costly.
    • Aura has been rated the #1 identity theft protection solution by Forbes, Security.org, TechRadar, Forbes, USNews.com, and others. PCMag rated LifeLock with Norton 360 as its top pick (although customers need to pay extra for the Norton 360 add-on).
    • LifeLock was the victim of a cyberattack in late 2022 that exposed passwords and credentials for nearly one million users [*].

    Aura vs. LifeLock: Head-to-Head Comparison

    Aura and LifeLock take very different approaches to how they provide features and services.

    While Aura is an all-in-one digital security solution that includes everything you need to protect yourself and your family from cybercrime, LifeLock lets you choose from a wide variety of packages that offer various tools and services.

    Here’s a closer look at how both companies compare:

    Aura
    LifeLock
    Best for
    All-in-one identity theft protection for individuals and families.
    Customizable coverage at an affordable price (for your first year only).
    Monthly plan costs
    Monthly plans range from $15/month (for individuals) to $50/month (for families of up to five adults and unlimited children).
    Monthly plans range from $4.99/month (Identity Advisor for individuals) to $38.99/month (Ultimate Plus with Norton 360 for families).
    Annual plan costs (with discounts)
    Annual plans range from $144/year (individuals) to $384/year (families).
    Annual plans range from $39.99/year (Identity Advisor) to $467.88/year (Ultimate Plus with Norton 360 for families).
    Identity monitoring
    Top-rated identity monitoring, including Dark Web and data breach notifications, public and court record monitoring, Social Security number (SSN) monitoring, and more.
    Robust identity monitoring, similar to Aura, but with the addition of social media monitoring.
    Credit monitoring
    Three-bureau credit monitoring with one-click Credit Lock included with all plans.
    One-bureau credit monitoring (Equifax) on most plans.
    Identity theft insurance
    $1 million per adult member (up to $5 million total on family plans) aggregate insurance coverage — including stolen funds and eligible losses and expenses.
    $1 – $3 million total coverage, depending on your plan (no insurance on Identity Advisor plan).
    Stolen fund coverage ranges from $25,000 — $1 million.
    Digital security tools
    Hacking, malware, and virus protection included on all plans with coverage for 10 devices (individual) and unlimited devices (family plans).
    Requires the Norton 360 add-on for an additional cost.
    ✏️ A quick note on LifeLock pricing: LifeLock advertises steeply discounted annual plan costs — but only for your first year as a customer. When you renew, your plan will cost anywhere from 30–70% more. For example, LifeLock Ultimate Plus with Norton 360 for a family costs $467.88 for the first year, but renews at $799.99/year after that.

    Both companies offer discounts when you pay for a year of service upfront. For individual plans (not including the barebones LifeLock Identity Advisor plan), Aura is slightly more expensive than LifeLock’s entry-level offering. 

    However, LifeLock’s more affordable Standard plan is not the best point of comparison to Aura, as it offers significantly less protection. 

    Instead, Aura’s individual plan is more comparable to the more expensive LifeLock Ultimate plus with Norton 360 added on. 

    This makes Aura the better choice for anyone looking for comprehensive security and account monitoring to safeguard against suspicious activity. LifeLock may be preferable if you want to address specific risks and avoid overpaying for additional features.

    📚 Related: Is Identity Theft Protection Really Worth It? What You Need To Know

    Aura Review: Best Features, Pros & Cons, and Pricing

    Aura positions itself as a complete digital security solution by combining identity and credit monitoring, digital security tools, 24/7 support, and identity theft insurance — all in a single, easy-to-use web or mobile app.

    Forbes, USNews.com, TechRadar, and others have all named Aura the best identity theft protection service in the past year. 

    Unlike LifeLock, all of Aura’s plans basically include the same set of features. The only difference is in the number of devices protected and the addition of parental controls, child identity monitoring, and an AI-powered spam call and text blocker that’s automatically included with family plans. 

    Standout features on all of Aura’s plans include three-bureau credit monitoring (Experian, Equifax, and TransUnion) with the industry’s fastest fraud alerts, AI-powered unusual transaction alerts for all linked financial accounts, and extensive family plans that cover up to five adults and an unlimited number of children. 

    Aura also includes automatic data broker removal services to help protect your online privacy and limit the amount of spam and scam messages and calls that you receive. 

    However, Aura’s plan and pricing structure doesn’t offer a lot of flexibility. It provides its customers with one set of features and a very limited number of add-ons. You can’t pick and choose between features.

    Aura pros
    Aura cons
    $1 million insurance coverage per user. Aura provides insurance coverage against eligible out-of-pocket expenses and stolen funds due to identity theft for every user (up to $5 million total).
    Higher base price. Aura’s individual plan costs more than LifeLock's basic plan, but offers a more complete set of features.
    Robust digital security features. All Aura plans offer a virtual private network (VPN), Safe Browsing Tools, antivirus, password manager, and Dark Web monitoring. Spam Call Protection is the only optional add-on.
    Limited customization. Aura does not let customers pick and choose features. There is no way to remove services you don’t want.
    Three-bureau credit and financial account monitoring. Aura monitors your credit reports with all three major bureaus and also alerts you to suspicious activity across all linked accounts (including credit and debit cards, bank accounts, investment accounts, and more).
    More expensive than stand-alone tools. If you only want a password manager or antivirus software, you might be better off going with a dedicated tool.
    24/7 U.S.-based support. Aura’s reviews on Trustpilot are filled with customers praising its fast, efficient, and empathetic customer support [*].
    No FICO® scores. Aura only provides monthly credit scores using the VantageScore® model.

    Who should choose Aura?

    • Individuals and couples who want comprehensive protection against identity theft, scams, and fraud. Aura’s individual and couple plans provide some of the highest level of protection at a reasonable monthly cost. 
    • Large or extended families. Aura’s family plans cover up to five adults (who can reside in different households) and unlimited children, meaning you can use a single plan to protect your parents, grandparents, and children. 
    • Anyone who has been a part of a recent data breach. Scammers almost always try to use your leaked personal data for financial gain. A recent mystery shopper survey found that Aura notified users of changes to their credit reports more reliably and faster than competitors — giving Aura customers a better chance of avoiding identity theft. 
    ⚖️ Identity Guard is the perfect balance between protection and price. Get award-winning identity and credit monitoring, 24/7 support, and generous insurance, without complicated plans or overkill pricing. Save up to 50% on Identity Guard today.

    LifeLock: Best Features, Pros & Cons, and Pricing

    LifeLock offers a broad (and often complicated) range of cybersecurity and identity theft protection services bundled into three main tiers — Standard, Advantage, and Ultimate Plus. For additional costs, each plan can be expanded to cover individuals, couples, or families (two adults and five kids), along with adding on Norton 360 digital security tools.

    LifeLock also recently introduced a new barebones Identity Advisor plan, which includes Dark Web monitoring, data breach notifications, and access to the company’s support and identity restoration teams. 

    With a wide range of plan options, LifeLock can be a good choice for people who are only interested in a few specific features rather than an all-in-one plan. 

    For example, all Aura plans include antivirus software and other digital security features, while LifeLock offers plans without those tools. 

    You may also already be getting three-bureau credit monitoring from another provider and only want to “top up” your protection with one of LifeLock’s basic plans. 

    Is LifeLock safe? Yes, for the most part, LifeLock is a safe company to use — however, it has had its fair share of security and privacy concerns. For example, last year, a data breach compromised the passwords of nearly one million LifeLock users [*]. The company has also been fined over $100 million by the FTC for failure to secure user data [*].

    LifeLock pros
    LifeLock cons
    Well-known brand. LifeLock is a household name that operates alongside digital security giants Norton and Avast (under the parent company Gen Digital).
    Higher overall price. Full-featured plans cost much more than competitors, including Aura. LifeLock’s renewal fees are also much higher than its discounted first-year rates.
    Wide variety of plans. LifeLock customers have access to a wider range of plans, add-ons, and stand-alone tools than with Aura.
    Complex plans and add-ons. Navigating LifeLock’s pricing and subscription lists can be disorienting for people who don’t already know exactly what they need.
    Broad monitoring and alert capabilities. LifeLock plans include SSN monitoring, identity theft protection, Dark Web monitoring, and even social media monitoring.
    Security concerns and reputational damage. Several security issues, controversies, and data leaks may erode customer trust in the company.
    Generous identity theft insurance coverage (on certain plans). LifeLock’s Ultimate Plus plan offers up to $3 million in total insurance coverage, including $1 million for stolen funds reimbursement.
    Minimal protection on affordable plans. Many critical features, including three-bureau credit monitoring, digital security tools, and some financial account monitoring, are only available on the Ultimate Plus plan.

    Who should choose LifeLock?

    • People who already receive online security services or credit monitoring from other providers and want access to specific LifeLock features, such as Dark Web monitoring. 
    • People who only want single-bureau credit monitoring without any additional protection against identity theft or fraud.
    • Anyone who wants an identity theft protection plan that includes a specific feature that few competitors offer — like PayDay Loan Locks or social media monitoring.

    📚 Related: Identity Guard vs. LifeLock Comparison: What You Need To Know

    Is Identity Guard Better Than Both Aura and LifeLock?

    Aura and LifeLock aren’t your only options when it comes to identity theft protection. 

    Identity Guard is a leading identity theft protection provider that offers robust monitoring, alerts, and restoration features. Similar to Aura and LifeLock, Identity Guard provides protection against a wide range of threats like hackers, scammers, and identity thieves.

    Identity Guard is owned by Aura, which allows it to deliver similar tools for three-bureau credit monitoring, Dark Web monitoring, and more. Unlike Aura, it offers multiple subscription tiers for customers who want specific features.

    Here’s how Identity Guard compares to Aura and LifeLock:

    Identity Guard
    Aura
    LifeLock
    Starts at $4.49/month using this special discount link.
    Starts at $12/month.
    Starts at $7.50/month for LifeLock Standard — price increases 37% after first year.
    Three-bureau credit monitoring (on Total and Ultra plans).
    Three-bureau credit monitoring on all plans.
    Three-bureau credit monitoring (on Ultimate Plus plan only).
    Dark Web monitoring included on all plans.
    Dark Web monitoring included on all plans.
    Dark Web Monitoring available on all plans.
    Social media monitoring (Ultra plan only).
    No social media monitoring.
    Social media monitoring (Ultimate Plus plan only).
    $1 million insurance coverage for eligible losses, expenses, and legal costs per user.
    $1 million insurance against identity theft per user.
    $1 million insurance for legal fees, with different coverage for expenses and stolen funds.
    24/7 White Glove Fraud Resolution (on Ultra Plan only).
    24/7 White Glove Fraud Resolution is included on all plans.
    24/7 member support, with priority support for Ultimate Plus plan members.
    Safe Browsing tools and password manager are included on all plans.
    Provides a complete suite of digital security tools — including antivirus, VPN, password manager, and more.
    Complete digital security tools are only available through Norton 360 add-on.

    Now, let’s look at some of the key features across all three service providers to see how they compare:

    Identity monitoring

    All three options offer similar levels of identity monitoring — including Dark Web monitoring, data breach notifications, and scanning of court and public records to see if anyone has used your personal information without your permission. Aura has a slight edge when it comes to the amount of data it monitors, while LifeLock includes some unique features such as utility account creation monitoring. 

    What you need to know: All three services offer similar levels of identity monitoring, with slight differences in the number and types of personal information they monitor. Overall, you should be safe choosing any of the three for identity monitoring and alerts.  

    Credit monitoring and financial fraud protection

    Identity Guard, Aura, and LifeLock all offer three-bureau credit monitoring, but at different price points. Both Identity Guard and LifeLock offer single-bureau credit file monitoring with their lowest-priced plans, but Identity Guard also includes this with its mid-tier Total plan. 

    All services also monitor linked financial accounts. Depending on the service and plan (all Aura plans, but only the most expensive options from Identity Guard and LifeLock), this can include credit cards, bank accounts, and, in some cases, investment accounts. 

    What you need to know: Three-bureau credit monitoring is the standard for ID theft protection. Aura’s identity theft protection has the lowest price for monitoring all three major credit bureaus, with Identity Guard a close second.

    Support and insurance

    Identity Guard and Aura both offer White Glove Fraud Resolution services, but Identity Guard lets you choose not to subscribe to premium customer support. LifeLock offers 24/7 support to all of its customers, but assigns priority to its highest-paying customers first.

    All companies offer at least the industry standard amount of $1 million in identity theft insurance; however, LifeLock ups its total coverage amount to $3 million on its most expensive plan. 

    What you need to know: Aura and Identity Guard offer better levels of support through dedicated channels for subscribers. They both also offer higher insurance coverage — unless you opt for LifeLock’s most expensive Ultimate Plus plan. 

    Online safety

    Both Aura and LifeLock provide advanced digital security tools to their customers, but LifeLock charges an additional fee for its Norton 360 package. Identity Guard doesn’t offer additional antivirus or VPN capabilities, making it an attractive option for people who prioritize credit and identity monitoring.

    What you need to know: Aura leads the way in digital security, especially for Family Plan subscribers who are concerned about cyberbullying and child identity fraud. 

    Pricing

    IdentityGuard leads with the most affordable overall pricing for identity theft protection. Aura offers the best price for extensive protection, while LifeLock charges more than its peers for many of the same features and services — especially after your first year as a customer. 

    What you need to know: LifeLock’s renewal prices make it the most expensive long-term option. Identity Guard offers some of the best prices in the industry, plus a 60-day money-back guarantee.

    The Final Verdict: Identity Guard Offers Practical Protection

    Aura, LifeLock, and Identity Guard all let you combine credit and identity monitoring services to protect your assets from fraudsters and cybercriminals. Yet, while all three services offer high-quality protection, customers should be aware of LifeLock’s complicated (and costly) pricing structure and recent data security issues, as well as Aura’s somewhat limited plan options. 

    For many people, Identity Guard is the perfect balance between protection and price — offering award-winning identity and credit protection, 24/7 support, and generous insurance coverage for a reasonable monthly price. 

    Save on award-winning protection. Sign up for Identity Guard today.

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    1. Financial identity theft and fraud
    2. Medical identity theft
    3. Child identity theft
    4. Elder fraud and estate identity theft
    5. “Friendly” or familial identity theft
    6. Employment identity theft
    7. Criminal identity theft
    8. Tax identity theft
    9. Unemployment and government benefits identity theft
    10. Synthetic identity theft
    11. Identity cloning
    12. Account takeovers (social media, email, etc.)
    13. Social Security number identity theft
    14. Biometric ID theft
    15. Crypto account takeovers