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Close-up of a woman using a smartphone to review financial data and analytics at home, focusing on a detailed chart.

The Most Accurate Credit Monitoring Apps Right Now

Whether you want to build your financial health or protect yourself against fraud, there are apps available — but not all of them are worth your time.

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January 15, 2025

Asian woman holding credit card using smartphone have a problem with shopping and paying online on website sitting on sofa in living room at home.

What Is Credit Protection (Do You Really Need to Pay For It?)

Credit protection services range from tools for monitoring your credit score to debt relief in the event that you lose your job or get injured.

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January 15, 2025

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A scale labeled "score" with a range of results from poor to excellent and the needle pointing to excellent.

The Best Credit Karma Alternative Right Now

While Credit Karma can be a great way to access your credit scores and special offers, its “free” services come at a cost you might not be willing to pay.

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January 9, 2025

A man's hands on a laptop keyboard with a superimposed warning sign over them

What To Do If Your Data Has Been Breached

As soon as you receive a data breach notification or Dark Web alert, you should freeze your credit, update compromised passwords, and monitor your accounts.

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December 12, 2024

A padlock and credit card sitting on the keys of a laptop

Aura vs. LifeLock vs. Identity Guard: What You Need To Know

Aura and LifeLock both regularly appear in lists of the best identity theft protection services, but there are nuances to their features you should know.

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October 24, 2024

A young couple sitting on a couch — the woman is on her laptop and the man is holding a credit card

What Is Credit Monitoring (And Do You Need To Pay For It?)

Credit monitoring alerts you to changes on your credit reports that could hurt your credit score or indicate fraud — but not everyone needs to pay for it.

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October 17, 2024

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