How Much Does LifeLock Cost For Seniors? (+2 Better Options)

Is LifeLock the Best Option for Seniors? Not Always

In 2019, LifeLock discontinued LifeLock Senior, a plan specifically tailored and discounted for seniors. Now, the only available discounted LifeLock plans for seniors require an AARP membership — which doesn't offer much savings beyond first-year savings.  

Here are some LifeLock plans and prices that seniors might be interested in:

Note: The listed prices only apply for your first year as a LifeLock member. After that, your membership renewal cost will increase by up to 51%. For example, LifeLock Ultimate Plus family plans cost $467.88 for the first year but renew at $799.99 per year after that (as of March 2025).

While LifeLock still offers discounted rates for AARP members, it's no longer a standout choice for seniors. If you want 360° identity theft protection for yourself and your loved ones, more suitable alternatives may be available. 

LifeLock Review for Seniors: What You Need To Know Before Buying

LifeLock's nearly 20-year history in the identity theft protection industry has been marked by extreme highs and lows. While its products and services have reached a claimed 80 million users worldwide, the company has been involved in data breaches and deceptive advertising scandals.

Still, despite a checkered company history, LifeLock offers a number of critical features for protecting your identity. 

The features and coverage you receive depend on the plan you choose, but here are some of the important features for seniors that are included in many LifeLock plans: 

• LifeLock Identity Alert system. LifeLock's identity monitoring service sends notifications if your sensitive information leaks online or is misused by identity thieves. 
• Credit monitoring (one or three-bureau). All LifeLock plans (other than the barebones Identity Advisor plan) monitor your credit file with Equifax, but you can pay extra to include Experian and TransUnion monitoring. 
• Credit reports and score updates. LifeLock's premium plans offer monthly or annual credit reports and unlimited credit score updates.
• Financial account activity alerts. Receive notifications about suspicious activity on your credit card and in your bank account, including unauthorized cash withdrawals and changes to your information. 
• Up to $3 million in identity theft insurance. For victims of identity theft, LifeLock plans include varying levels of insurance that covers stolen funds reimbursements, lawyer fees, and personal expense compensation.
• Public records monitoring. Find out if your name appears in any public records, such as crime databases, court records, sex offender registries, or property records. Some plans also include social media monitoring.
• Digital protection. With the Norton 360 bundle, LifeLock includes antivirus software and a virtual private network (VPN) to protect your devices and internet traffic. 

📚 Related: Is LifeLock Worth the Price? Here’s What You Need To Know →

What are the main differences between LifeLock’s plans?

Choosing the best identity theft protection plan from LifeLock can be complicated. The company offers three coverage tiers, multiple Norton 360 bundle options, and separate plans for couples and families. 

Adding to the confusion for seniors, not all LifeLock plans qualify for AARP membership discounts.  

For you to get the coverage you need without overpaying, it's essential to understand the differences between LifeLock's plans. For example, Advantage plans include basic credit monitoring and reports, but you'll need to upgrade to a LifeLock Ultimate Plus plan if you want three-bureau credit monitoring. 

Here's a rundown of key differences between LifeLock's main plans as of March 2025:

Note: This just covers the LifeLock identity theft protection plans. For security against hackers, scams, and viruses, you'll need to pay extra for one of the Norton 360 bundles. 

Is it worth it to bundle Norton 360 with your LifeLock plan?

For many seniors, digital security is a critical piece of identity theft protection, but it won't come cheaply from LifeLock. Unlike some alternatives that include digital security features (Identity Guard and Aura), LifeLock charges extra for cybersecurity — up to $43.20 per year. 

Here are some features you can get from one of four Norton add-ons:

• Antivirus, malware, and virtual private network (VPN) protection for up to 10 devices
• Password manager
• Privacy monitor
• Parental controls
• Cloud backup

What Are the Downsides Of Using LifeLock? 

LifeLock may be the one of the most well-known ID theft protection companies in the world, but it's not without drawbacks. 

From past security issues to confusing pricing, there are several reasons why LifeLock might not be your first choice:

Misleading marketing campaigns

In 2010, the Federal Trade Commission (FTC) ordered LifeLock to pay a $12 million settlement for deceptive advertising after it falsely claimed it could "prevent identity theft" for members. 

Five years later, the company was hit with a $100 million settlement for violating the terms of its 2010 order, specifically in regard to its false claims about protecting consumer data and the speed of its ID theft alerts.

Security issues

In late 2022, LifeLock’s parent company, Gen Digital, sent out data breach notifications to users after it identified credential stuffing attacks on more than 900,000 LifeLock accounts. 

While the company confirmed that its own systems were not breached, nearly 6,500 user accounts were compromised as a result of the attacks. 

Customer service complaints

LifeLock promotes 24/7 live member support and access to U.S.-based identity restoration specialists, but member complaints tell a different story. 

Many Trustpilot user reviews criticize LifeLock’s automated and off-shore customer support. 

Customers describe spending hours on hold and waiting days for callbacks — all to receive little help for their issues in the end.   

Expensive and confusing plans

With more than 50 Norton products, bundles, and add-ons, picking the right LifeLock package can be difficult. LifeLock offers attractive promotional discounts for AARP members on annual plans, but those disappear after the first year and leave members paying nearly twice as much in some cases. 

Seniors looking for straightforward and affordable protection may find LifeLock both costly and unnecessarily complex.

Limited family plans

LifeLock's family plans only cover two adults at most, making it difficult for families to protect elderly parents and grandparents. Furthermore, AARP member discounts only apply to the most expensive LifeLock family plan, the Ultimate Plus with Norton 360. 

Single-bureau credit monitoring

LifeLock offers one-bureau credit monitoring on all but its most expensive plans, meaning only the top-paying members receive a full picture of their credit status. In addition to credit monitoring gaps, many LifeLock users on Trustpilot have spoken out over experiencing late or nonexistent credit alerts — with some saying it took several weeks to be notified about a new credit account.

Lack of user friendliness

Seniors often need simplicity when accessing services, especially when it comes to technology. Unfortunately for elderly members, LifeLock can be complicated. Many Trustpilot users have complained about finding it difficult to know what coverage they have, how to respond to alerts, or even how to use the dashboard. 

Two Identity Theft Protection Services That Could Be Better for Seniors

LifeLock is one of the most recognizable names on the market, but its lack of senior-focused protection makes it less appealing than many of its competitors. 

Providers such as Identity Guard and Aura offer comparable (or superior) identity theft protection, plus simpler plan structures and better track records for data security and customer support. 

Here's how these two services compare to LifeLock.

Identity Guard vs. LifeLock

Identity Guard has been a pioneer in identity theft protection for nearly 30 years, offering some of the industry's most comprehensive and accessible plans. Throughout its history, the company has protected nearly 50 million users and helped to resolve over 140,000 fraud cases.

Identity Guard offers three protection plans, with the option to protect yourself or your family (up to five adults and unlimited children):

Choose Identity Guard over LifeLock if you want:

• 24/7 U.S.-based customer support on all plans. Get support when you need it from trained specialists who can provide help in a way that's clear and easy to understand. 
• Three-bureau credit monitoring (on lower-tiered plans). Monitor your credit with all three credit bureaus without paying premium plan prices like you'd have to with LifeLock. 
• Better priced plans — even for robust protection plans. Pay lower prices than LifeLock no matter what level of protection you want, and take comfort in a 60-day money-back guarantee if you're not satisfied. 
• More coverage for larger families. Protect up to five adults even if they reside in different households, plus an unlimited number of children — instead of just the two adults and five children covered by LifeLock's family plans.
• Digital security without paying more. Receive Safe Browsing and password management tools on all plans (not just those with a Norton 360 digital security add-on). 
• True $1 million insurance coverage on all Identity Guard plans. Qualify for up to $1 million in expense reimbursement and cash recovery, benefits only available on LifeLock's top plan. 

📚 Related: LifeLock vs. Identity Guard Feature Comparison and Review →

Aura vs. LifeLock

Aura may not yet have the legacy of some of its competitors, but this hasn't stopped Aura from making the internet safer for users — and more elusive for identity thieves. 

With its combination of identity, credit, and digital protection, Aura has gained a reputation as one of the most well-rounded security options available.  

Aura offers three ID theft protection plans that primarily differ in how many people each plan protects. Unlike LifeLock or Identity Guard, all Aura plans include three-bureau credit monitoring, plus extensive digital security tools. 

Here are Aura’s plans and pricing as of March 2025: 

• Individual: $144/year for extensive online, device, identity, credit, and financial fraud protection for one adult.
• Couple: $264/year for the same protection but for two adults.
• Family: $348/year for the same protection — plus parental controls, Safe Gaming tools, and spam call and text protection — for up to five adults and unlimited children.

Choose Aura over LifeLock if you want:

• More features for less money. Receive a level of identity and credit monitoring only matched by LifeLock's top plans — plus online and device security — all for half the price. 
• More comprehensive support. Enjoy round-the-clock U.S.-based support, access to White Glove Fraud Resolution specialists, and help removing your personal information from data broker  lists.
• All-inclusive digital protection. Secure your devices with antivirus software, and safeguard your online activity with a virtual private network (VPN) and Safe Browsing tools — without the need for an expensive digital security add-on.
• Better insurance coverage for families. Protect up to five adults with $1 million insurance coverage for each — a total of up to $5 million. 

The Bottom Line: LifeLock Isn’t the Best Option for Seniors

In 2023, the FBI reported that Americans over the age of 50 claimed losses of more than $5.1 billion to fraud, considerably more than all other age groups combined. 

Without a heavily discounted package for seniors — or those caring for them — LifeLock may no longer meet the needs of elderly members, especially when compared to the more family-oriented protection offered by Identity Guard and Aura. 

If you want better security for yourself or a senior loved one, choose a service that puts your safety first.  

Identity Guard gives you and your family peace of mind — save 50% when you sign up today.